Chapter 7 - The Default Notice

Hunter and Chloe were brought down the stairs by Deputy Evans. The children were quiet, confused, clutching their iPads, looking between their weeping mother and their stone-faced father.
"David," Sheriff Miller said, his tone leaving no room for negotiation. "Take your children out to your vehicle. Sit them in the back seat. You are permitted to retrieve their coats and their personal school bags. Nothing else."
"We have four thousand dollars worth of designer clothes upstairs!" David protested, his hands shaking as he pulled out his car keys. "Our luggage is unpacked in the guest rooms!"
"A licensed, bonded moving company is currently parked at the bottom of the driveway," Eleanor Price interjected smoothly. "They will pack your clothing and personal effects under the supervision of Deputy Keller. Everything will be transported to the Truckee Self-Storage facility. You will be provided the gate code and the unit key once you have signed the release."
"Who’s paying for the storage?!" David demanded.
"You are," Eleanor said, handing him an invoice. "It will be billed directly to your personal credit file. If you refuse to pay, the unit contents will be auctioned under California storage lien statutes in thirty days."
David looked at Charles, his eyes wide with betrayal. "Charles! You told me this was handled! You told me Rebecca signed an agreement giving you power of attorney while she was deployed! You swore to me on your life that we were legally bulletproof!"
Olivia whipped her head around toward her father. "What did you say, David?!"
David threw his hands in the air, his veneer of slick sophistication completely crumbling. "He told me Rebecca gave him power of attorney! He showed me a signed document last month when my lease in Granite Bay expired! He told me we could move up here, claim primary residency, and Rebecca wouldn't be able to contest it without a six-month civil trial!"
Charles backed away toward the fireplace, looking cornered, his chest heaving. "I... I acted in the best interest of the family! I did what any father would do!"
"You forged a general power of attorney, Charles?" Eleanor Price’s voice dropped into a register of lethal professional delight. She pulled out a small digital recorder from her pocket and clicked *SAVE*. "Thank you, David. Sheriff Miller, please note that statement for the official incident report. Forgery of a power of attorney involving real property valued in excess of one million dollars is a Class C felony under California Penal Code Section 470."
"I didn't forge anything!" Charles shouted, sweat visibly breaking out across his forehead. "It was a draft! It was an informal family understanding!"
"There are no informal understandings where four million dollars of trust assets are concerned," Eleanor said. She pulled three thick, cream-colored envelopes from her briefcase, handing one to Charles, one to Olivia, and one to David.
"What is this?" Olivia sobbed, holding the envelope as if it were contaminated with poison.
"That is a formal Notice of Acceleration and Demand for Immediate Payment," Eleanor said.
"Payment for what?!" Olivia cried.
"For the one hundred and ten thousand four hundred and fifty dollars Commander Hayes advanced to the three of you over the past eighteen months," Eleanor explained with ruthless clarity. "Every dollar was disbursed under a secured, demand-callable promissory note issued by the Trust. Section Eight of each note clearly specifies that in the event of any unauthorized entry, trespass, or property damage committed against Trust assets by the borrower, the entire principal balance becomes immediately due and payable within twenty-four hours."
Charles ripped open his envelope with trembling fingers. His eyes scanned the numbers, his face draining of all remaining color.
"Seventy thousand dollars...?" Charles whispered, his voice cracking. "I don't have seventy thousand dollars! You know I don't have that kind of liquid cash, Rebecca!"
"You have equity in your Roseville home, Charles," Eleanor stated. "Or rather, you *had* equity. Our Lis Pendens and emergency deed of trust attachment were electronically recorded with the Placer County Clerk at four o'clock today. If seventy thousand four hundred and fifty dollars is not wired into the Evelyn Vance Trust escrow account by five o'clock tomorrow afternoon, the Roseville property goes to judicial foreclosure."
Charles looked at his daughter, his eyes pleading, desperate, stripped of all patriarch arrogance.
"Rebecca... you wouldn't," Charles stammered, stepping toward her. "That’s my house. That’s where I live. You would put your own father out on the street?"
Rebecca Hayes looked at the man who had raised her. She looked at the expensive polo shirt she had bought him for Father’s Day, at the manicured hands that had never done hard labor, and at the eyes that had never once looked at her with genuine pride—only with calculation, sizing her up as an asset to be drained.
"You threw my uniform into the mud, Dad," Rebecca said. Her voice didn't shake. It was as cold and immutable as the granite cliffs of Mount Tallac. "You told me I wasn't welcome in my own home. You told me Olivia deserved the fruits of my labor more than I did."
"I was angry!" Charles pleaded, tears finally leaking into the wrinkles of his cheeks. "I was trying to keep our family together! Olivia has children, Rebecca! She lost everything in Sacramento!"
"Olivia lost everything because she spent her life pretending to be something she isn't," Rebecca said, turning her gaze to her sister. "And you enabled her. You funded her vanity at the expense of my mother’s peace, and then you tried to fund it at the expense of my life."
Rebecca turned to Sheriff Miller.
"Sheriff," she said crisply. "There is one more matter of stolen property that needs to be addressed before these individuals are escorted off the premises."
May you like
Sheriff Miller nodded. He stepped directly in front of Susan Hayes.
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