Chapter 6 - Uncovering the Financial Web

Derek covered his face with his forearms, blinking frantically against the searing white beam.
"Don't shoot! Don't shoot! I don't have a weapon!" he stammered, his back slamming hard against the counter.
"I don't need a gun to handle an unemployed coward who breaks into houses at two in the morning," I said, keeping the light pinned directly on his chest. "Why are you here, Derek?"
"I... I left my kid's inhaler!" he lied, his voice squeaking with panic. "Kayla said she left it in the cabinet above the fridge! The kid couldn't breathe, Evelyn! I had to come back!"
"Your daughter's inhaler was on the counter when you packed," I replied smoothly. "I watched your wife put it into her diaper bag at four o'clock this afternoon. Try again."
Derek swallowed hard. He looked toward the open mudroom door, clearly debating whether he could sprint through the dark yard before I called the law.
"Omar sent you, didn't he?" I asked, lowering the flashlight just enough so I could see his twitching mouth. "Omar made bail."
Derek didn't answer, which was all the answer I needed.
"Denise scraped together ten percent for a bondsman, didn't she?" I continued, taking a slow step toward him. "And Omar told you to come back here and get the blue folder. He thinks if he destroys the pre-marital waiver, it’s his word against mine in court."
"Look, lady," Derek muttered, leaning against the sink, his false bravado crumbling into pitiful exhaustion. "Omar is crazy, alright? He’s losing his mind! He told me if I didn't get that paperwork, he wasn't going to give me my cut of the investment money! He owes me five grand! I lost my apartment because of him! He told me if we all moved in here, we’d force Sasha to sign the house over to an LLC, take out a two-hundred-thousand-dollar mortgage, and we’d all get twenty grand to restart our lives!"
I stared at him in the darkness.
There it was. The entire ugly scheme laid bare on the kitchen linoleum.
It hadn't been about family helping family. It hadn't been about Denise’s bad back or Derek’s expired lease. It had been an organized, calculated ambush designed to break my daughter’s spirit through sleep deprivation, emotional abuse, and isolation until she signed whatever papers Omar put in front of her.
"Sit down at that table, Derek," I ordered.
"What?"
"Sit down. Or Deputy Miller takes you in for felony burglary before the sun comes up."
Derek didn't argue. He slouched over to the dining table and collapsed into a chair like a punctured balloon.
I turned on the small kitchen lamp, walked over to my laptop, and turned the screen toward him.
"You want your five thousand dollars, Derek?" I asked. "You want to not go to prison as an accessory to grand theft and extortion?"
"I didn't steal nothing!" he whined. "Omar did the transfer on his phone!"
"You lived under this roof while my daughter was starved and forced into a closet," I said, my voice sharp enough to draw blood. "In the eyes of a county jury, you’re just as guilty. But you can save yourself right now. Look at this screen."
For the last three hours, I hadn't just been drinking coffee. I had used my old accounting access credentials, public property databases, and court registry archives.
"Omar didn't put that thirty-four thousand dollars into an investment account, Derek," I said, tapping the keys. "He transferred it directly to a debt-settlement firm in Louisville. He had sixteen thousand dollars in defaulted truck loans, eight thousand in unpaid child support from a previous relationship in Indiana he never told Sasha about, and ten thousand dollars owed to a commercial bail bondsman from three years ago."
Derek’s jaw dropped. "What? No... no, he said he opened a crypto trading node! He showed us the dashboard!"
"He showed you a simulated demo app, you idiot," I said flatly. "The money is gone. He used my late husband's life insurance to pay off his past sins so he wouldn't get dragged to court in Jefferson County. He used all of you as muscle to break Sasha down, and he was never going to give you a single red cent."
Derek buried his head in his rough, grease-stained hands. "Oh God... oh God, we have nowhere to go. Mom's on a fixed income. Kayla’s going to leave me..."
"You have one chance, Derek," I said, leaning over the table until my face was inches from his. "At nine o'clock this morning, Omar has a preliminary hearing at the county courthouse. You are going to walk into the Commonwealth Attorney’s office with me at eight-thirty. You are going to sign a sworn affidavit detailing everything Omar told you to do—the plan to steal the deed, the plan to break Sasha’s will, and why you broke into this house tonight."
Derek looked up, terror swimming in his bloodshot eyes. "He’s my brother, Evelyn! Denise will disown me!"
"Then Denise can sleep in the car with him," I replied coldly. "Because if you don't sign that statement, I will hand Deputy Miller the security footage from the exterior barn cameras that recorded you prying open my back door five minutes ago. You’ll be in a orange jumpsuit before lunch."
Derek looked at the computer screen. He looked at my face.
He swallowed hard.
May you like
"Give me a pen," he whispered.
***